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YES - report to adult protective immediately. You might also go to the bank and tell them exactly what happened and see if they would help you close the account he is using and set up a new one...not sure how well that would go. His access to their money to use for his own bills is going to create problems for them when/if they need to apply for a medicaid nursing home bed. It will probably be considered gifting to him. You might also want to contact an elder attorney to see if they can help you get this resolved quickly.
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All good advise, except for one...DO NOT approach brother yourself. Let the authorities do that. Also, chances are very good that he has been at this for quite awile... he probably locked you out to hide his prior misdoings.
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Cardinal cardinal rule in emergency first-aid is "Stop the bleeding!"
You need you need to bring in whatever authorities are available immediately, you need a financial power of attorney, you need to not worry about your grandparents credit score and be concerned about your dishonest sibling. Without knowing the family history its best to limit the other advice, but these are the very first urgently needed steps you should take. Immediately!
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I would contact the area agency on Aging and report the situation to adult protective services to stop the present and future financial abuse. I would also inform their bans and creditors of the situation. I also would contact an elder care attorney for assistance. If your grandparents are still cognitively intact, they need to execute a durable power of attorney as well to protect them in the future if their cognitive ability declines. Legal action must be take n against your brother before any further damage is done.
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I would 1) contact Adult Protective Services (APS) and report the situation. It is actually mandatory for anyone who knows of abuse or neglect of a child or any other vulnerable person (such as disabled or elderly) to report it. Financial exploitation is elder abuse. APS can then contact your brother and put him on notice, and if necessary they will present the case to the County Attorney or District Attorney to file charges; 2) also contact an ElderLaw attorney immediately. They will advise you on the legal steps to take to get your grandparents' affairs in order and arrange proper Power of Attorney to be set up. 3) Contact your grandparents' doctors for checkups as soon as possible. If they have significant dementia, they may need this addressed medically, and their safety could be at stake. It could become necessary for you or another family member to serve as a legal guardian - and for this the attorney can also help.
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Explain to your brother that you will have to call the police. That ought to do it. He doesn't have to give you the information, but he has to give it to your grandparents.

I'm wondering why you're worried about their credit rating? How will a bad credit rating impact them?
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I've nothing new to add and am only commenting to add emphasis to all that others have said. Contact Adult Protective Services in your county. Contact the financial institutions so they are on alert to this brother's actions. File a coriminal complaint with the the police, both where he lives and where your gransparents' assets are. If you don't already have power of atty, get that. If your grandparents aren't legally competent you may want to have yourself appointed their guardian; for this you need to see an elder attorney. Good luck.
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This is elder abuse. Contact the proper authorities immediately.
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Sorry to say, uh you need to get low enforcement involved due to his fraudulent activity on the elderly. That is against the law. Contact from the police will likely cause sharing of that account information. Plus you need to see what activity has taken place on those accounts that he is responsible for. Get senior services involved as well.
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The very first thing I would do is cancel all credit cards & contact the banks to let them know that someone is accessing the account fraudulently.

Then as other posters have said, you need to contact the police because this is a crime against the elderly.

I don’t know about others on here but Elderly Affairs did nothing to help in my situation after repeated calls & proof that my sibling was writing checks to himself for cash.

If your parents get social security contact them so you can be set up as a representative payee.

Wishing you all the best.
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I went through a big mess with my nephew stealing my parents blind. Everyone suggests calling authorities but if grandparents think your brother will get in trouble they may not be truthful to authorities in order to keep brother out of trouble. If that happens the authorities will do nothing because they will say it is grandparents choice. The only way i was able to stop the bleeding was to get POA then i set up online accounts and transferred everything, closing down old accounts. I did not give my dad the info.
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Call immediately all CC companies to say they were stolen...& any charges made by brother declared fraud...Contact bank Manager to change bank a/c numbers. Explain what happened. Call 3 credit reporting agencies to do credit freeze. You also have to contact police to file police report. Call customer service on all bills owed to explain situation. Also wise to see Elder law Atty to set up POA. If Grandparents are not competent, get Guardianship. This is Elder abuse crime. Also contact APS. Oy vey what a terrible mess you & Grandparents have. Hugs 🤗
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