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Be as honest as you expressed here. With gentleness tell her you and hubby just can't do it anymore just like can't, but you will help her hire someone.
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My siblings and I went, and are still going, thru that. My mom insisted she wanted to stay in her apt. until she dies. She's 88. Each of us exhausted ourselves when she decided she would move, researching places, services etc. for months and each time she backed out; and with no appreciation whatsoever, instead blaming each of us for what part she didn't like. In fact she's on another round of this now with another family member.

Obviously, your mother must have an income. If she wants to maintain her lifestyle, it's time for her to pay to have help come. I have a customer who lives alone and a nurse come daily (your state social svcs for the aging, or Medicare, may cover some of this), a dog walker, a priest from her church stops in weekly, and neighbors drop by occasionally. She is very happy in her own home with these arrangements.
Your mom can wear a lifeline button to summon help if needed. You can also pay for someone to help with chores and cleaning if you want - a maid if you can -you spend travel expenses and time going there anyway or for the lifeline button. Also, have Meals on Wheels drop off meals a couple of times a week. Look for organizations in her town that provide free or low cost in-home and transportation services to the elderly.

Then visit her once or twice a month. If this doesn't work for her she can move into a retirement community there or near you. I'd be weary of putting out too much effort though because she may not follow thru after you do a ton of work and invest emotionally. Good luck!
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I am so sorry for all this that is going on. YOU need to put YOU first. Your time to live is now, and you are no spring chicken. Do it now before you don't get the chance. Your mother has lived her life and now it is YOUR TURN. Naturally she doesn't want change, most older people don't but that does no longer matter. You have to take action and just do it - without interference from her - no matter what she says or does. Find ways to make life easier for you. You will never satisfy your mother or her demands and it will only get worse and you will go down hill. DO NOT ALLOW THIS FROM HER. You and your husband must, together as a team, take whatever action will make YOUR lives better and easier.
There is no other option. Be strong.
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That is up to her. You are being put into an unworkable situation. You cannot
continue on without possibly causing yourself irreparable harm. She either needs
to see this and make accommodations so that all of you can live well or you are going to have to force the issue by saying no. Calm, clear, and decisive. No, we can't possibly do that. What are some other options? Your firm no will open the
doorway to explore other ideas, otherwise she will just keep pushing for things to remain the same. Good luck!
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You look her in the eye and say, “Mom, we can’t.” How do I know this - because Mr Hotflash and I have been just like you and your husband from damn near our wedding day.

I know the type of holds mothers have on us. If we do the list of things today maybe tomorrow she’ll say, “Oh you guys don’t have to do this stuff anymore.” Or, if we do the new thing added to the list, she’ll finally say, “oh thank you guys you really work hard for me,” and she will finally be pleased. If you’re like me, you’re trying to assuage your anxiety by trying to please her, and again if you’re like me, your health will suffer.

My husband has always has the patience of Job himself, and how he hasn’t thrown me his set of house keys by now I’ll never know. But when he was diagnosed at 52 with spinal stenosis and lumbar arthritis & disc degeneration, I told my mother that Mr. Hotflash has now, literally, broken his back for you, and he will do no more.

Now granted this came after several psychotherapy appointments and a lot of courage, but finally telling her no did not go as awful as I had predicted in my head. And frankly if it had with tears and tantrums and all the other things I imagined, my plan was to tell her “I’m sorry you feel that way.”

Someone in this incredible group slapped reality right in my face on a post I made earlier because my health was deteriorating trying to be my mother’s caregiver. They asked me, “What if your mother outlives you?” My way of thinking has not been the same since.

Hang in there and take care of you and your family. Do it for all of us who have lived under the to do lists for way too long.
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BlackHole Mar 2019
Good blueprint, Hotflash. Thank you for sharing.
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