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Investigating 'Special Needs Trusts', weren't there issues with having to fund the trust-all at once? I am confused.
Also, was reading the trust can be funded with a life insurance policy?

Just wish this was easier to understand, when no attorney will help if one does not have $250 k in assets?
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You only need to put a minimum amount of money in the special needs trust when you open it. At least the one my mothers lawyer wrote up works that way.
You can get guardianship of your mother when she can no longer reason. Then you can make the decisions.
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