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If it's through an agency inform them you'll no longer need services. Private pay tell the caregivers in person. Either way, give them a reasonable amount of notice
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If they are employed then you have to let them go. I don't really understand your question. Are you expecting volunteers? If you cannot handle it then it is time for Medicaid.
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More information about your specific circumstances will help us to answer your question more specifically. I am assuming these caregivers are hired. When there is no longer the money to hire them then actions will have to be taken to apply for placement, medicaid, what have you. But I can't see any reason to tell hired caregivers any private financial information.
Now if you are speaking of caregivers who have some sort of contract agreed upon for cost of living care--for instance a son or daughter who have negotiated an agreement to have "mom" or "dad" live with them, and to be compensated a certain amount for the elder's cost of living, it is appropriate to let them know if there will soon not be funds for this care, as decisions will have to be made about next steps.
I hope you will return to tell us a bit more, so we can be a bit more helpful.
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To keep paid caregivers a bit longer cut back on the number of days that you have them.
If they are from an agency tell the agency that the assets are low and that some cuts are necessary. If you have a contract with the agency for a specific number of days or number of hours that may need to be addressed.
Private pay, same thing. Inform caregivers that as of Jan 1, 2023 you can no longer have them "X" number of days. This will give them time to look for other employment.
You can research and find out if other programs are available.
Area Agency on Aging, your local Senior Center may be aware of programs that would help.
If the person you are caring for is a Veteran the VA might have programs that would provide some hours of caregiving.
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If it’s thru an agency you should review the contract to see what it says about terminating services. If it’s just an individual (without a contract) then just let them know, maybe a month or so in advance
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