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Mom gets $2600 a month and her care is at least 6-7 thousand a month. She now lives in assisted living which is $3400 we cover the rest and they say she needs more care because her dementia is getting worst which will cost $9000 I can't afford that neither can I take care of her in my home I have no room and I have a physical disability LGMD. She doesn't qualify for any assistance and I cant afford $9000 a month what do I do? I did care for her before she went into the home she was being a danger to my son and I so I had to put her into a home.

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The facility should be able to help you get Medicaid or, if she is the widow of a veteran, VA "Aid and Attendance" aid. DO NOT PICK HER UP, the facility won't just throw her to the curb, they have to find her a place, the state will step in and take over. Hopefully you did not sign for financial responsibility.
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Are you saying that she has too much in assets to qualify for medicaid ?
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Assisted living you have to pay for. To get extra help her income can't go over $2000. And she can only have $2000. In the bank. Maybe if you talk to the Social Worker and ask her if you paid for someone to stay with her from lunch until she goes to bed. The facility would consider keeping her. They could also find an agency and send you a certified nursing assistant. Monday thru Friday and if the family took turns on the weekend. This would take the pressure of you. If she goes into a NH. They will take her monthly checks and do a spend down until her savings is gone. Then she would be eligible for Medicaid. If your mother owns property. Medicaid will put a lean on her property. After her death you will be required to sell her property by 9 months. They would also attach life insurance. I would suggest to plan and pay for her funeral, any services and cemetery. That is the way the system works. Good Luck!
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Medicaid rules and eligibility varies by state, where are you located? You may want to speak with a social worker as they can provide you with assistance on how she can qualify for medicaid benefits. For some states, income eligibility is based on the cost of long term care facility, just make sure that you did not sign any documents with the ALF that would make you personally responsible for any payment shortfalls. If she really does not qualify for medicaid, check out other federal or government long term care program that can assist you paying for your mom's long term care needs.
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Gosh I am surprised she would not qualify for help via Medicaid if every cent of her $2600 was spent on her care but more was needed to provide for her. I do like this site because of questions just like this, that make us think about .....what would I do...instances. My mother does not have that much social security each month but it is still something to think about.
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Your mother doesn't qualify for NH care. Have you considered Geriatric Day Care. Monday thru Friday. You can drive or the day care has a bus to pick them up and take them home for a fee. There is always a Nurse on duty. They will give them breakfast and lunch. The nurse will give them their medication. There are activities. If they need to nap they can. But, they kept their minds going. The average price is $40 to $60 per day. Transportation from $15 to $ $25 per day. There day is about 6 hrs per day. It is not permanent placement. But, it will give you a big break.
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It's rare to none to find a assisted living facility that takes a elderly person with dementia.If you found one that does my hats off to you.Our family searched and more searched for assisted living facilities that accepts people with dementia in our area with no luck.We was told by many that assisted living facilities can not take the risk of a person running off out of the blue and getting lost or hit by a car.
You say she doesn't qualify for any assistance.What do you mean by any assistance?
She doesn't qualify for Medicaid?Or doesn't qualify for assisted living?
I'm surprized with her having dementia that she qualifies for assisted living.Dementia only gets worse as time goes bye.Not including any other health issues or down the road health issues.Sounds like it maybe time for you and your mother to be searching for nurcing homes instead of assisted living since you can't take her into your home.
In order for your Mother to qualify for Medicaid.Funds & assets must be moved.
Since your seeking another assisted living or maybe a nurcing home.Moving funds & assets maybe to late to do so because,Medicaid goes back 5 yrs.
Many wealthy people are on Medicaid and getting away with it.They all get away with it by moving funds,assets into other's names.Like the old saying sell the house to a sibling for a buck.Medicaid cought on to that idea.The secrets on how to move elderlies money for Medicaid reasons knowone wants to say.Knowone will tell you how they get their grass so green.Because,if they do yours will be greener.
Let me give you what knowone else will give you?And that is the secret.
Lottery & Gambling is the secrets on how those rich old people do it and get away with it all.Remove all the money out of the bank accounts and stash it all in a freezer.Why a freezer?because if a fire it wont burn and a robber wont think of going to the freezer a great hiding place it is.Or CD's.Cd's don't hold full value until aged.Medicaid allows you to have a car,bank account and one credit card.The only money that keeps going to the bank is the SS checks that's it.Many elderly people hide their money in safty depostit boxes wrapped in papper or other to hide it's money.The biggest secret is,what to say to Medicaid when they ask where did all the money go?Guess where the money went?Gambling,Lottery tickets is what they tell Medicaid.They lost it all gambling or at casinos.They keep small winning tickets around for proof and call the 1800 hotline addicted to gambling once a month to cover their butts.Cars,boats,homes are titled into other family names.
I had a relative yrs ago that did this same thing and got away with it.So,I know how those rich old lires do it.Elderly people are sneakier then people think.
So,if your after for your Mother to get on Medicaid that's the steps.My relative qualified for Medicaid after waiting a yr and that person had $500,000 in the freezer and getting food stamps.The tricky secrets people don't want to give away.
Enjoy! Hope the best.
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EHUKA,
I hope you do not listen to the detailed post of how to scam the government. They figure out these things and they are illegal and you would be complicit. Besides, it does not sound like mom could pull off a complex lie.
You can apply, spend down assets legally and have her income go into a trust. The government assistance would be for the difference from the income to the monthly spend. An attorney can give you legitimate advise on how to do this.
Good luck.
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I thought mom could not get aid either, because her SS was $1600 a month. But the consultant said they deduct the cost of ALF, which was $2395/month. This put her into negative numbers $-795 a month. I'm glad we worked with a consultant who could explain the government math.
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I moved my mom from assisted living ($3600) to a dementia unit ($4350). The assisted living said they could not provide all her care and sitters, nurses were too expensive. This is a move that I have been very resistant to because it's a lock down and the rooms were smaller. But, now I could kick myself for not moving her sooner. The atmosphere is so much different and she is getting all the attention and care she needs at a much lower cost than hiring help outside of the assisted living facility.
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